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Jan 15, 2022
5:47
:47
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GSwarriorcoug
All-American
RE: Do Californians actually say "Cali"?
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GSwarriorcoug
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GSwarriorcoug
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Oct 25, 2006
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Author
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The Middle Class Crunch. Living on 70K in Utah.
ReyOso
1/15/22 8:30am
Full time day care for two children is only $1200 at Montessori?
CrimsonCoug81
1/15/22 8:33am
Yeah that sounds like a steal for full time
DiamondMo
1/15/22 8:36am
Nah sounds about right for Layton
Heath Squashwell
1/15/22 8:51am
In Lehi I pay 1,100 for just one child… 1,200 for 2 is a steal
austin418
1/15/22 9:07am
Probably not the best school
Heath Squashwell
1/15/22 9:12am
We were at that much for one kid under 2yo and like $800 for over 2yo in SLC
DiamondMo
1/15/22 9:12am
$70k leaves almost no room for anything, in many parts of the country (Cali)
WIGGIN
1/15/22 8:34am
It's no wonder our birth rate is crashing in this country.
ReyOso
1/15/22 8:36am
Yep, you see it in Cali, you cannot have a big family there, absolutely
WIGGIN
1/15/22 8:38am
Do Californians actually say "Cali"?
calbearcoug
1/15/22 11:37am
Not since the 1990s
Socrates Johnson
1/15/22 11:50am
Even then it was a VERY fleeting moment. No one says Cali who lives/lived in CA. You may get NorCal or SoCal though.
kalifi
1/15/22 1:59pm
The first time I heard “Cali” was when I was at BYU.
stenso
1/15/22 2:11pm
RE: Do Californians actually say "Cali"?
GSwarriorcoug
1/15/22 5:47pm
No they don't. Sounds terrible
Mitty
1/15/22 6:52pm
<< Deleted >>
novacoug1
1/15/22 8:46am
Or give out a huge child tax credit from the government?
Acorn
1/15/22 9:48am
I donated plasma regularly for 2 years. It was tough to find the time to fit it in with FT work and school. Helped out
spugeddy24
1/15/22 10:54am
Example in OP aren’t in school. Plenty of time to plasma
Acorn
1/15/22 11:21am
A Zion society is not one where we expect parents to sell blood to have a basic
valleus
1/15/22 12:10pm
LOL Zion doesn’t guarantee a middle class lifestyle in America. The people in
Acorn
1/15/22 12:18pm
If that’s your vision of what constitutes a healthy society, then theres
valleus
1/15/22 1:35pm
😆 Zion currently has a flat tax, a lot of volunteer hours & different goals
BYU'01
1/15/22 12:35pm
It requires the sacrifice of all things to build up the kingdom of God. Plasma
jvquarterback
1/15/22 1:01pm
Or we could allow workers a bigger piece of the pie.
ReyOso
1/15/22 1:17pm
You want dramatically lower incomes for the sake of narrower distribution?
BYU'01
1/15/22 1:20pm
No. Who said that????
ReyOso
1/15/22 1:30pm
You did.
jvquarterback
1/15/22 1:31pm
No, I did not. Where did I say we should have a smaller pie to divide?
ReyOso
1/15/22 1:38pm
You: “Things were pretty good in the post-war years.” Less wealth in the top 10%
BYU'01
1/15/22 1:41pm
It’s clear you think you didn’t but you did.
jvquarterback
1/15/22 1:43pm
I think you misunderstand the data you are seeing. And for good reason... the far left are on a disinformation
HarlemCoug
1/15/22 1:36pm
<< Deleted >>
novacoug1
1/15/22 1:40pm
New school, cheaper car and don't eat out as much until you can afford it
Zak
1/15/22 8:34am
Have you priced used cars recently? $15K for a 6 year old Corolla with 60K miles
ReyOso
1/15/22 8:38am
There are plenty of decent cars for $5k. Of course they will have higher mileage
Zak
1/15/22 8:46am
Naw, I got my son's Hyundai for 8k just recently, under 100k miles. This family could cut a lot more.
CSoul
1/15/22 9:11am
My son’s car was 8k too. 101k miles.
Socrates Johnson
1/15/22 10:56am
DFG checks car title...: 2006 salvaged title...
Dark Forest Green
1/15/22 11:13am
Dude works at a car dealership. In most dealerships, you can't drive a POJ
Parker Schnabel
1/15/22 1:13pm
That looks right having just lived it and was frugal, except drove old cars and
BNcoug
1/15/22 9:54am
How about Mom and Dad donate plasma - that is $300-$400 each per month.
Acorn
1/15/22 9:59am
A lot of those budget items seems even too low. I’m surprised it’s only $5800.
ponys
1/15/22 8:35am
Shows how much things have worsened in just a few years.
ReyOso
1/15/22 8:36am
Agree. For example, paying $280 for insurance for a family is fantastic.
BoiseBlue
1/15/22 8:38am
Healthcare at $300 for everything seems low.
idcougarfan
1/15/22 8:38am
$167 for all utilities? That’s impossible in a house where I live, even a very
Submariner
1/15/22 8:39am
My gas bill alive was $190 last month. And we keep the upper floor at 67
maxpowers
1/15/22 8:47am
Still amazes me how faithful many at that income level are in paying tithing
cougfanz
1/15/22 8:38am
This is take-home pay. Their combined salary is probably ~90k+ before taxes.
bluebooks
1/15/22 8:39am
Actually - it's probably more like $100k (assuming they've also removed 401k).
bluebooks
1/15/22 9:06am
How are you taking home $67k on a salary of $70k? You gotta make a lot more
Cougarmayn
1/15/22 8:40am
<< Deleted >>
novacoug1
1/15/22 8:41am
And live in a very modest area (a borderline ghetto).
WIGGIN
1/15/22 8:44am
Tough sale for the kids who have grown up in middle class America.
idcougarfan
1/15/22 8:45am
Yep, I have 3 that will be seeing that real soon...
WIGGIN
1/15/22 8:49am
It's essentially telling Americans to accept a declining standard of living.
ReyOso
1/15/22 8:49am
Living a declining standard of living is what starting out is all about. We lived in a garbage part of Provo for five
CSoul
1/15/22 9:15am
Fix the math in the above example to make it work.
ReyOso
1/15/22 8:44am
<< Deleted >>
novacoug1
1/15/22 8:55am
<< Deleted >>
novacoug1
1/15/22 9:05am
Easy. 33 year old man gets a job(or jobs) making more than 50k.
jvquarterback
1/15/22 9:38am
Also Cougarboard: it's RIDICULOUS that people want $15 an hour.
ReyOso
1/15/22 10:01am
The sentiment is that 15 an hour is over the top for doing internet sales.
EQD2
1/15/22 10:19am
<< Deleted >>
novacoug1
1/15/22 10:22am
If the work someone does is only worth $10/hour a gov’t mandate ≠ a solution
BYU'01
1/15/22 10:34am
It's not ridiculous if you understand that most union wages are based on
bjc
1/15/22 12:04pm
Here's a breakdown of how I would attempt to fix this problem.
cougargollum
1/15/22 12:10pm
And many of these inflated costs are associated with overreach from our federal
Benfica1
1/15/22 8:48am
Soon they will control health care.
idcougarfan
1/15/22 8:56am
They already do.
cougfanz
1/15/22 9:11am
Hard to believe that kids 3 and 2 need to be in monitory school/ daycare if both
Superman21
1/15/22 8:51am
They need better jobs.
05COUG
1/15/22 9:07am
Teacher's aides don't get any benefits and make around $12 per hour.
bluebooks
1/15/22 9:17am
Substitute teachers don't require degree and earn $18/hour. They have positions
Pick-Six Coug
1/15/22 12:00pm
it was $72 a day when I subbed 8 years ago.
Dark Forest Green
1/15/22 12:07pm
On the Wasatch front $125/day is common. Total time on job is 7.33 hrs,
Pick-Six Coug
1/15/22 12:16pm
I got hosed!
Dark Forest Green
1/15/22 12:22pm
The first thing I would cut is the groceries and eating out portion.
cougargollum
1/15/22 9:23am
I think $840 /month for all food for a family of 4 is pretty reasonable already.
stenso
1/15/22 9:27am
It is not hard to cut that down. Not at all. Even with current prices.
CSoul
1/15/22 9:30am
Could go way lower easily. Especially with kids young enough that one is in diapers. Will take some time in meal
mvtoro
1/15/22 10:34am
It's not unreasonable if you have the money and can still eat healthy while
cougargollum
1/15/22 10:44am
Not when you are short every month
LaserCoug
1/15/22 4:59pm
In 1990 I had an $1,800 monthly mortgage on a 900 square foot condo
Acorn
1/15/22 9:27am
So 30 years ago you were living on 57K. No surprise 70K in 2022 is tough.
ReyOso
1/15/22 10:04am
No. Point was bigger payment for housing and lower salary
Acorn
1/15/22 11:15am
57k/yr in 1990 = $115k/yr in 2020.
valleus
1/15/22 10:44am
Starting wage for big 4 * 2 is much more than $115K
Acorn
1/15/22 11:18am
Lol. The point is that living on 57k in 1990 or 115k in 2020 is pretty easy.
valleus
1/15/22 11:40am
Lol. Point is making $57K with an $1800 house payment not any easier than making
Acorn
1/15/22 11:44am
If I were that dad... no way would I only be working 40/hrs a week. There is so much more time in the day to earn money
HarlemCoug
1/15/22 10:21am
They spend too much on cars, insurance and gas for a small, young family.
Doogal McCougar
1/15/22 10:40am
These “let them eat cake” responses are why terrible people such as Bernie/AOC
valleus
1/15/22 10:42am
We're going to get a nasty backlash if we don't fix this problem.
ReyOso
1/15/22 10:46am
Amen. Conservatives wonder why they’re losing young voters to the left.
stenso
1/15/22 10:50am
Do you believe that the rich are stacking the economy against these people
EQD2
1/15/22 10:53am
The rich have captured nearly 100% of productivity gains over the last 50 yrs.
ReyOso
1/15/22 11:51am
that doesn't sound right to me. The poor have never been better off in our country.
HarlemCoug
1/15/22 11:57am
oso doesn't care if the poor are better off now than they were. He cares that
EQD2
1/15/22 12:02pm
The Uber rich can buy a lot of power and influence...
So it goes...
1/15/22 8:02pm
This is what the country realized a hundred years ago. Theodore Roosevelt and
stenso
1/15/22 8:32pm
The game is rigged. People are tired of it.
Mitty
1/15/22 7:24pm
Agreed. Also the crudeness of trump pushed me that way.
boctabulous
1/15/22 7:57pm
<< Deleted >>
novacoug1
1/15/22 10:55am
Could not agree more. For those of us trying to preserve capitalism and
Mitty
1/15/22 7:21pm
<< Deleted >>
novacoug1
1/15/22 7:28pm
Commies are going to commie no matter how good the poor have it.
jvquarterback
1/15/22 7:53pm
What do you think it means to work hard to lift your family higher than the last generation?
Soupie
1/15/22 8:14pm
In 1985 a teachers salary could buy a modest sfh in many metros. In 2021 it
valleus
1/15/22 8:51pm
There are a lot of current expenses that didn't exist in 1985. Daughter is in 2nd yr teaching in Utah making about
Soupie
1/15/22 9:02pm
Maybe Americans should vote differently.
Benfica1
1/15/22 9:13pm
Maybe we should have more than 2 crappy old dudes to pick from too.
boctabulous
1/15/22 9:33pm
The current old dude will go down as the crappiest president of all time.
Benfica1
1/15/22 9:55pm
In a fair election lol.
boctabulous
1/17/22 8:55am
You're better off under a Biden presidency? You lucked it. It is hurting
Benfica1
1/17/22 9:13am
Seems very straightforward to me. If you want housing, education, and healthcare
EQD2
1/15/22 9:19pm
No judgement here but 70k in a one earner house hold is very different than 70k
CougaRR4L
1/15/22 10:43am
As a single income teacher in Utah I make close to 100k. My budget looks like:
Adwight
1/15/22 10:46am
What kind of teacher are you? Not a challenge, just hear all the time that teachers aren’t paid well enough,
mvtoro
1/15/22 11:20am
Science teacher. Also coach football and have a degree that gets an extra 5k
Adwight
1/15/22 12:14pm
Holy crap. My kid is a teacher and makes $42k.
Acorn
1/15/22 11:25am
Sounds like he is at the beginning of his career, and on his way to 100k
EQD2
1/15/22 11:31am
Hopefully she does. Plus a pension and every summer off. Nice life.
Acorn
1/15/22 11:48am
My daughter is a teacher and makes $50k a yr in SLC. Granted she just graduated
Cougarite
1/15/22 11:36am
I would tell her to go to Western Governors and get her masters ASAP.
Adwight
1/15/22 12:16pm
Great tip. How much does that cost? How difficult to complete over the summer?
Acorn
1/15/22 12:25pm
I think my daughter priced it out at $7k
Cougarite
1/15/22 12:36pm
3500 total for me. You pay for 6 month increments.
Adwight
1/15/22 2:30pm
Ya. She is going to get her masters. She is going to wait 2 years to start. She
Cougarite
1/15/22 12:34pm
You got your masters in 2 months??
Cougarite
1/15/22 12:36pm
2 months?! Doing it right👆🏻
mvtoro
1/15/22 1:18pm
By spending habits, this couple isn’t prioritizing getting ahead. If they were…
canofpicante
1/15/22 1:04pm
Remove the over regulation of everything by the local, state, and federal governments and this situation improves
hdx57
1/15/22 1:12pm
Not sure how much harder this is than 30 years ago. I remember at that stage
Forzaitalia
1/15/22 1:15pm
I remember pretty much everyone in my neighborhood had a stay at home mom. Only
boctabulous
1/15/22 1:27pm
30 years ago or do you mean 60? My wife worked & we had kids in the 80s Most of
Forzaitalia
1/15/22 4:12pm
Im 44 years old. 30 years ago everyone in my neighborhood had a stay at home
boctabulous
1/15/22 4:33pm
The data shows that the % of dual income households is the same as the 80’s
stenso
1/15/22 4:40pm
Sure doesn’t seem like it in LDS culture… seems like a pretty big
cougfanz
1/15/22 5:04pm
Yep. I was speaking to where I lived. It has changed drastically.
boctabulous
1/15/22 5:13pm
Thank you! Facts are stubborn things but ultimately lead to truth.
Forzaitalia
1/15/22 5:15pm
Hope you aren't referring to me. All I have said is that in my neighborhood
boctabulous
1/15/22 5:19pm
Where were you living? I'm 64. My wife would tell you most women were working
Forzaitalia
1/15/22 4:44pm
Kearns Utah
boctabulous
1/15/22 5:14pm
Thx. That's a Mormon cultural bubble (not a bad thing at all) and explains
Forzaitalia
1/15/22 5:37pm
especially my tiny neighborhood. Everyone was mormon and everyone knew everyone
boctabulous
1/15/22 5:44pm
And thats really cheap health insurance too.
boctabulous
1/15/22 1:27pm
Oh the humanity. Why can't we just forgive those student loans already?
Y05
1/15/22 2:04pm
There may be a little victimhood going on here. Obviously there are exceptions,
CougarScrub
1/15/22 2:25pm
Spot on. My posts echo that. As a Syrian friend of mine, who worked in France 17
Forzaitalia
1/15/22 5:45pm
The US government has been waging war on the middle class for decades.
Mitty
1/15/22 7:34pm
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