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May 6, 2021
10:11
:33
am
Hoopster
All-American
Does 'Emergency Fund' imply that I could get to it immediately or within, say
2-5 days?
Sitting in a bank doing nothing available for immediate withdrawal vs. invested in very liquid assets a phone call and some processing time away.
That would affect my answer to this poll.
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Hoopster
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Hoopster
Joined
Apr 1, 2004
Last login
Sep 28, 2024
Total posts
13,559 (642 FO)
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Messages
Author
Time
POLL: How many months do you have in your Emergency Fund
Nat Gas Man
5/6/21 9:59am
Where is the 0 months option?
BYUtka
5/6/21 10:01am
RE: Where is the 0 months option?
NacoCoug
5/6/21 10:40am
>3 years?!
fredetteaboutit13
5/6/21 10:05am
I'm very slowly working on mine
gangbusters
5/6/21 10:07am
Does 'Emergency Fund' imply that I could get to it immediately or within, say
Hoopster
5/6/21 10:11am
And what about bank vs. actual cash on hand. If it's cash on hand (say all electronic transactions are suspended), I'm
Bert609
5/6/21 10:15am
So we should start stuffing cash in a mattress? 🙂
Hoopster
5/6/21 10:19am
Depends on how paranoid you are. Some cash on hand would be wise, some in a bank account that has quick electronic
Bert609
5/6/21 10:27am
yes, but in a real national emergency, what you think is liquid might not be
Nat Gas Man
5/6/21 10:17am
My emergency fund is my total credit card limit, so I guess I have 7+ years
BYUFootballisBack
5/6/21 10:19am
My emergency fund is not for “real national emergencies”
TCuz
5/6/21 10:23am
Yep, gonna have a lot bigger problems than money access in that event
BYUFootballisBack
5/6/21 10:41am
If we're talking honest to goodness serious emergency...
Eddie
5/6/21 10:22am
OK-national emergency vs. personal emergency (job loss, long-term health issues)
Hoopster
5/6/21 10:26am
No one is going to take cash in that scenario.
Eddie
5/6/21 10:29am
Gold coins- ONLY bullion type & junk silver coins, food, water, matches & cash.
grandpacoug
5/6/21 10:35am
Yep an "emergency fund" in cash seems pointless IMO, in case of national event
BYUFootballisBack
5/6/21 10:43am
If we get to that type of situation then my “emergency fund” is choosing not to be alive any longer.
TCuz
5/6/21 10:46am
Cash on hand-2 months. Available in a brokerage account for easy access-2 years.
Ash
5/6/21 10:49am
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