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May 6, 2021
8:44
:40
am
Doctor Rosenrosen
All-American
Several months ago, I put some of my emergency fund into VTIP
which has a slightly higher risk/reward dynamic than a savings account (and, so far, has provided me with a higher ROI than the money I've kept in the savings account).
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Doctor Rosenrosen
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Doctor Rosenrosen
Joined
Oct 31, 2003
Last login
Sep 28, 2024
Total posts
7,815 (645 FO)
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Messages
Author
Time
Have six months of expenses sitting in savings accounts making next to nothing..
CoogsCoogs85
5/6/21 8:08am
Dump all of it into Safemoon. Your wife will understand.
4th and Niner
5/6/21 8:09am
RE: Have six months of expenses sitting in savings accounts making next to
Sparkling Delirium
5/6/21 8:15am
Don’t invest something that you are not willing to lose.
JohnnyC
5/6/21 8:15am
This is very risk adverse advise. I don't agree, unless you're only talking
fbguru
5/6/21 8:26am
Technically if your emergency fund is in an account that could lose value with
kotacoug
5/6/21 8:45am
I made an exception for emergency fund money. 6 months expenses is a larger
fbguru
5/6/21 8:58am
Why? That’s really what an emergency fund should be for. More than a slush
kotacoug
5/6/21 9:01am
And that money can be in an index fund, not a savings account.
fbguru
5/6/21 10:26am
All in on Willie Coin!
EQD2
5/6/21 8:27am
Emergency funds aren’t for making you money. They’re for hedging against the unforeseen and preventing it from
Pimpin4Paradise
5/6/21 8:28am
I can't think of many emergencies that you would need access to that money
Sparkling Delirium
5/6/21 10:43am
Agree with your 1st post. Not this one. Too many assumptions. Age & experience?
grandpacoug
5/6/21 10:48am
38. Small business owner.
Sparkling Delirium
5/6/21 11:12am
Inflation sky rockets, economy tanks, markets
kotacoug
5/6/21 11:11am
RE: Inflation sky rockets, economy tanks, markets
Sparkling Delirium
5/6/21 11:15am
Under your bed earns almost the same thing, zero- & Is always available. No risk
grandpacoug
5/6/21 8:36am
Boardname checks out
Pimpin4Paradise
5/6/21 8:46am
Several months ago, I put some of my emergency fund into VTIP
Doctor Rosenrosen
5/6/21 8:44am
How does that differ from other index funds?
kotacoug
5/6/21 8:48am
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