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May 4, 2021
6:02
:35
pm
JAGA97
All-American
Locked it on April 16th with Blue Spot. I started at bankrate and had 3 lenders
give me their best offer. Blue Spot was $800 less in fees with a total of lender fees of $2,200.
Aim was one of the other lenders. They send me a daily quote for rate and fees. They are at 2.125 today with $1,750 in fees.
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JAGA97
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JAGA97
Joined
Apr 10, 2008
Last login
Jun 27, 2024
Total posts
23,832 (16 FO)
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Messages
Author
Time
Just a few thoughts as I close on my refinance loan.
JAGA97
5/4/21 4:44pm
All 3 of my older brothers bought in 2007 and all foreclosed on their
Chefcurry
5/4/21 4:50pm
We bought our first home 0% down in 2007 and it got pretty dark when I realized
camp_chef
5/4/21 5:17pm
Still very much possible to own a house.
CougCoug3
5/4/21 5:01pm
To make a dent you’ll need 20%. On $500,000 that’s $100,000.
stenso
5/4/21 5:50pm
$500k X 20% is $125k??😂😂
Cougarite
5/4/21 6:03pm
I’ll correct my math. Thanks.
stenso
5/4/21 6:08pm
Definitely sucks for those looking to buy their first house
wannnacruise
5/4/21 5:03pm
I grew up in California and would love to live there but I’m not willing to
cougsareforreal
5/4/21 5:08pm
This is the reason my wife and I move our family of 7 to Texas. Not cheap but
Cougphysio
5/4/21 5:40pm
Weird on the CC - even if you had a large balance couldn't you pay that off
braddahmike
5/4/21 5:09pm
This.
RockyBalboa
5/4/21 5:18pm
I agree. Told me I had to pay it and close the account. I told her I wasn't
JAGA97
5/4/21 5:22pm
2% rate on a 15 yr note? Who is offering that? I may do it.
cougar95
5/4/21 5:41pm
Locked it on April 16th with Blue Spot. I started at bankrate and had 3 lenders
JAGA97
5/4/21 6:02pm
Thanks
cougar95
5/5/21 6:33am
15 yr mortgage — never pay closing costs.
lyrok
5/4/21 5:44pm
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