I closed my refi back in October. 2.625% for 20 year term. ZERO lender fees.

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Nov 19, 2020
7:44:01am

AeroCoug Starter

In fact, the lender gave me a $1400 credit.

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AeroCoug

Bio page: AeroCoug
Joined: Mar 15, 2007
Last login: Oct 5, 2024
Total posts: 1,251 (3 FO)

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Messages

Author

Time

Are people still getting refinance rates below 3%?

Fishdale Coug

11/19/20 7:28am

We just locked in our rate for <3%.

mobomanjoe

11/19/20 7:29am

I just locked two weeks ago at 2.5% on a 30 year.

Superman21

11/19/20 7:32am

Points?

ToasterChive

11/19/20 8:10am

Superman21

11/19/20 8:58am

Yes. Although closing costs can vary based on your situation, my closing costs

Crowd Factor

11/19/20 7:40am

2.25 a month ago

Lip Gallagher

11/19/20 7:42am

What company are people using?

Fishdale Coug

11/19/20 7:43am

I used Strong home mortgage through Costco mortgages

cougarfann888

11/19/20 7:50am

Rocket Mortgage. Only went with them because it was the best deal for me.

Crowd Factor

11/19/20 8:15am

I closed my refi back in October. 2.625% for 20 year term. ZERO lender fees.

AeroCoug

11/19/20 7:44am

I used better.com. This is not an endorsement. They just offered the best deal.

AeroCoug

11/19/20 7:46am

I used Better.com too - Great Experience

irmocoug

11/19/20 9:45am

2.75% no lender fees - 30 year

rivercitycoug

11/19/20 7:53am

Yup. I can lock 2.25%, 30-year fixed (No points) this morning.

justAnotherCoug

11/19/20 7:57am

2.115% on a 15-year fixed no points no lender fee

justAnotherCoug

11/19/20 7:58am

that's great. who did you go with?

BlueFrog

11/19/20 8:11am

You have to pay that new fee .5% fee?

Dr T-bone

11/19/20 8:02am

I just signed our closing papers on election night. Got 15 year at 2.3%.

Chemish

11/19/20 7:58am

I just refi-ed through loandepot. 2.5%, 30 yr.

ForzaPuma

11/19/20 7:59am

Just locked in 2.5%.

StalwartBraveTrue

11/19/20 8:00am

VA 2.25% 30 Year refinance. Funding fee and title search only—Vintage Lending

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