A Georgia win over LSU in the SEC championship game puts 2 SEC teams ahead of Utah.
A LSU win over Georgia and Alabama winning out is very likely to keep Alabama ahead of the Pac-12.
A Minnesota win over OSU in the Big 10 championship game could put two Big 10 teams ahead of Utah.
OU and Baylor are very likely to play each other twice in the next month. If either team wins both matches, they have a great chance of passing the top Pac-12 team.
My guess:
1. LSU
2. OSU
3. Clemson
4. Ordered by likelihood... 2nd SEC team, Oregon, Big-12 champ, Utah or Minnesota.