No way am I buying in cash. Even without 0% financing. You can very easily beat car loan interest rates

Sign up, and you'll be able to customize your font size and more! Sign up

Report problem with this ad

Sep 9, 2019
4:50:02pm

YIsForBrigham Poo Poo

No way am I buying in cash. Even without 0% financing. You can very easily beat car loan interest rates

Report problem with this ad

YIsForBrigham

Previous username: TrueAndBlue
Bio page: YIsForBrigham
Joined: Aug 9, 2012
Last login: Sep 27, 2024
Total posts: 66,310 (17,977 FO)

Report problem with this ad

Messages

Author

Time

POLL: You're buying a $30,000-$50,000 car. You have this amount saved up to pay it in cash. Your dealer is offering 0% financing. You also have a 2.5% savings account rate.

mulletino vergüenza ajena

9/9/19 4:37pm

Take the extra cash incentive, pay the higher interest

Plato

9/9/19 4:38pm

*BUZZER SOUND* Not an option in this poll. Next?

mulletino

9/9/19 4:40pm

No such thing as 0% interest, sorry

Plato

9/9/19 4:41pm

You're taking this too seriously. It's a dumb poll. Just answer the bloody question.

mulletino

9/9/19 4:43pm

I personally would take any low interest rate so that I could blow the cash on

Plato

9/9/19 4:51pm

I'd probably do the 0%, hate it, and pay it off 3 months later.

Colorado

9/9/19 4:38pm

If you are the kind of guy who doesn't like paying low interest rates,

Plato

9/9/19 4:53pm

yeah, I don’t plan to ever buy a new car either

Colorado

9/9/19 5:09pm

Dave Ramsey - #3 and if you didn't buy your home in cash you're a bad person.

9/9/19 4:41pm

Correct. Pay for everything in cash and put the rest of your millions in all the

Twin Roots

9/9/19 4:43pm

I never heard him say that. He just says pay off your house faster than required

Brisco

9/9/19 4:53pm

No way am I buying in cash. Even without 0% financing. You can very easily beat car loan interest rates

9/9/19 4:50pm

Just curious where a 2.5% interest rate is - 2.0% was the highest I could find

crack

9/9/19 4:51pm

Best rates listed here

Plato

9/9/19 4:56pm

If you are getting 0% financing you aren’t getting the best deal from the dealer

kotacoug

9/9/19 4:55pm

This is not correct.

Plato

9/9/19 4:57pm

0% financing usually comes from the manufacturer, not the dealer.

garyfan

9/9/19 5:26pm

Doesn’t matter. If you are using the 0% you are not getting their best deal.

kotacoug

9/9/19 6:16pm

When they offer 0% they never let you take advantage of other cash incentives

KSwiss

9/9/19 6:44pm

That’s a different issue. It’s true that the manufacturer will only let you take

garyfan

9/9/19 7:15pm

Talking financing before finding out how much the dealer will go down usually

KSwiss

9/9/19 7:20pm

Who said anything about doing anything other than settling on the purchase price

garyfan

9/9/19 7:50pm

Whatever dude. You’re always involved on post strings where you

KSwiss

9/9/19 8:47pm

Weird reaction to a normal conversation.

garyfan

9/9/19 9:37pm

Report problem with this ad

Posting on CougarBoard

In order to post, you will need to either sign up or log in.

Report problem with this ad