laser hair removal.
And I'm not kidding. But this is why student debt can't be forgiven. People need to be responsible and not take out more than the minimum necessary. And maybe someday people will learn its not worth 50k/year in debt to go to a prestigious school for a worthless humanities degree.
Now if you are living within your means and take out modest loans to get through school to then begin providing for a family then I applaud you. But we still aren't forgiving the debt.