This is all speculation of course.

First off, I think Ohio State will crush Indiana, if Indiana wins. . . that changes things a lot.

I believe the #4 seed will play the 2 best teams in my book in the playoffs.
#1 and #5 seed will be Oregon and Ohio State. . . Both look really good in my book and I don't want BYU to play them if we can avoid it. The #4 seed would likely have to play BOTH in their first two games to make it to the championship game.


#2 and #6 seed will be the SEC champ and Runner-up, or SEC champ + Penn State.
The #3 seed has a MUCH easier lineup to get to the championship game. Imagine playing Penn State in the Fiesta Bowl. . . Awesome game, and I think that is our best chance to win. Penn State's only win over a ranked team is Utah in the Rose Bowl. . . Which we all know was unimpressive at best.
While the SEC Champ (Texas/Tenn/Other) is definitely a tough game, I think playing them is much better than playing Oregon or Ohio State