where the top 5 conference champs are guaranteed a first round home game it would have stunk for BYU as they would have been the first team out (ranked 17th) but I think as a playoff it would have been much more fair.

1) Oregon
16) Mississippi

8) Clemson (5th highest rated champion)
9) Penn St

4) Texas
13) Alabama

5) Ohio St
12) SMU

2) Georgia
15) Miami, Fl

7) Arizona St (4th highest rated champ)
10) Tennessee

6) Boise St (3rd highest rated champ)
11) Indiana

3) Notre Dame
14) South Carolina