normally spending? One of my favorite retirement calculators (and most have this) always bases your post-retirement spending as a fraction of your final year salary. This ends up being one of the parameters that retirement balances is most sensitive to.

* If your salary is really high when you retire, then 70% makes your retirement get depleted very quickly.
* If your salary is lower, then 70% might be what you need to live off of, but slows the depletion of retirement accounts.

For examples:
* if I assume I get 2% raises from now until I retire and use 60% of my final year salary, then my retirement keeps growing until age 80 and then tapers off.
* if I assume I get 2% raises from now until I retire and use 70% of my final year salary, then my retirement is halfway depleted by age 80.
* if I assume I get 2% raises from now until I retire and use 75% of my final year salary, then my retirement is completely depleted by age 88.

So, without giving numbers, can you give a ballpark of how much (as a percentage of your final year salary) you find yourself normally spending?