Role playing of course...
You are betting half of your life's saving and you have to choose 20 winners from the following weekend games. Which 20 teams do you pick to win?

Stanford @ Syracuse
24Illinois @ 22Nebraska
San José State @ Washington State
Marshall @ 3Ohio State
NC State @ 21Clemson
Florida @ Mississippi State
Charlotte @ Indiana
Villanova @ Maryland
James Madison @ North Carolina
Houston @ Cincinnati
Kansas @ West Virginia
Tulane @ Louisiana
Rice @ Army
Ohio @ Kentucky
Ball State @ Central Michigan
Arkansas State @ 20Iowa State
Virginia @ Coastal Carolina
Utah State @ Temple
St. Francis (PA) @ Eastern Michigan
Southern Miss @ Jacksonville State
Eastern Washington @ Nevada
Kent State @ 10Penn State
11USC @ 18Michigan
UCLA @ 16LSU
Miami (OH) @ 17Notre Dame
Georgia Tech @ 19Louisville
Buffalo @ 23Northern Illinois
Arkansas @ Auburn
Rutgers @ Virginia Tech
Central Connecticut @ Massachusetts
Youngstown State @ Pittsburgh
Arizona State @ Texas Tech
Memphis @ Navy
Houston Christian @ UTSA
12Utah @ 14Oklahoma State
Duke @ Middle Tennessee
Vanderbilt @ 7Missouri
TCU @ SMU
UTEP @ Colorado State
Monmouth @ Florida International
East Carolina @ Liberty
8Miami @ South Florida
Northwestern @ Washington
Florida Atlantic @ UConn
California @ Florida State
Florida A&M @ Troy
Tulsa @ Louisiana Tech
New Mexico State @ Sam Houston
Toledo @ Western Kentucky
Wyoming @ North Texas
6Tennessee @ 15Oklahoma
Bowling Green @ 25Texas A&M
Akron @ South Carolina
Iowa @ Minnesota
Georgia Southern @ 5Ole Miss
UL Monroe @ 1Texas
Michigan State @ Boston College
Baylor @ Colorado
Fresno State @ New Mexico
Purdue @ Oregon State
Portland State @ Boise State
13Kansas State @ BYU
Northern Iowa @ Hawai'i